How Does Wisdom Lending Work?
Get rid of your high interest credits cards and debts with our debt consolidation loans. See if you qualify without affecting your credit score!
How It Works
Experience hassle-free borrowing with our straightforward and user-friendly application process. At Wisdom Lending, simplicity is at the heart of our approach. Say goodbye to tedious paperwork and complex procedures – our streamlined application ensures a quick and effortless journey to securing the funds you need.
Speak To A Financial Expert
Speak to a dedicated financial expert at Wisdom Lending, where our specialists guide you through a quick, no-obligation application process. Partner with us for a tailored experience, ensuring you make informed choices on your financial journey
Review Your Terms
After a swift application, our financial specialists meticulously review your offers and terms. You're in control – choose the offer that aligns best with your needs and preferences. Your financial journey, your terms.
Get Funded In 24 Hours
Choose your preferred offer, and with Wisdom Lending, get funded within 24 hours. After selecting your ideal terms, our seamless process includes a quick identity verification, ensuring you access the funds you need promptly.
A Simple Application Process
Experience hassle-free borrowing with our straightforward and user-friendly application process. At Wisdom Lending, simplicity is at the heart of our approach. Say goodbye to tedious paperwork and complex procedures – our streamlined application ensures a quick and effortless journey to securing the funds you need.
Speak To A Financial Expert
Speak to a dedicated financial expert at Wisdom Lending, where our specialists guide you through a quick, no-obligation application process. Partner with us for a tailored experience, ensuring you make informed choices on your financial journey
Review Your Terms
After a swift application, our financial specialists meticulously review your offers and terms. You're in control – choose the offer that aligns best with your needs and preferences. Your financial journey, your terms.
Get Funded In 24 Hours
Choose your preferred offer, and with Wisdom Lending, get funded within 24 hours. After selecting your ideal terms, our seamless process includes a quick identity verification, ensuring you access the funds you need promptly. Your financial journey, accelerated with efficiency
Better Than Credit Cards
Save significantly on interest compared to the compounded daily interest imposed by credit cards.
Convenient
Streamline your life with one consistent, fixed, and budget-friendly monthly payment.
Payment Relief
Reduce your monthly payment to provide breathing room and initiate savings.
Easier Payment Terms
Opt for a shorter loan term instead of the extended years required to settle credit card balances.
One Simple Payment
Embrace simplicity with 'One Simple Payment'—trade multiple creditor payments for the ease of a single, streamlined solution
Experienced Experts
Connect with our knowledgeable and supportive Financial Specialists who will guide you through each stage of the process.
Our Accreditations
See What Our Customer Say About Us
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Frequently Asked Questions
Answers To Commonly Questions
What are unsecured personal loans?
Unsecured personal loans provide the flexibility to borrow money without the requirement of collateral, such as a vehicle or a bank Certificate of Deposit (CD). These loans offer versatility in usage, allowing individuals to utilize the funds for various purposes, including debt consolidation.
What is a personal loan through Wisdom Lending?
A consolidation loan from Wisdom Lending is a personal loan featuring a stable low fixed-rate, available in amounts ranging from $2,500 to $45,000, and offering flexible terms spanning 2 to 5 years. The fixed rate ensures that your monthly payments remain constant, simplifying and making them predictable throughout the loan's duration. Additionally, you may qualify for rate discounts by adding a qualified co-applicant, demonstrating eligible retirement savings (such as a 401k or IRA), and opting for direct payment to creditors when consolidating debt.
Will applying for a personal loan affect my credit score?
Sharing your essential details to explore loan options has no impact on your credit score. We use a "soft pull" on your credit to assess your potential qualification amount. If you proceed to select a loan option and complete your application, a "hard inquiry" is conducted to verify the information provided, facilitating the final loan approval process. It's important to note that this "hard inquiry" will be visible as an inquiry on your credit report.
What is debt consolidation?
Debt consolidation involves settling your credit card balances through a personal loan, effectively combining all your debts into a single monthly payment to one lender.
How much can I borrow from Wisdom Lending?
Loan applications are accepted for amounts ranging from $2,000 to $100,000, though specific loan limits may vary by state. Additionally, with the use of special offer codes, individuals may have the opportunity to access loans of up to $150,000.
Are there any hidden fees with the loan?
Absolutely not.
There are zero application fees and no pre-payment fees whatsoever.
The only fee applicable is a standard loan origination fee.
Contact Us
info@wisdomlending.org
(888) 695-5546
17291 Irvine Blvd #253, Tustin, CA 92780
Wisdom Lending works with Lending Partners who originate loans. Individual borrowers must be at least 18 years of age and have a valid social security number and checking account. All loans subject to credit review and approval. Lending Partners offer fixed rates between 4.99% APR and 34.99% APR for loan amounts from $5,000 to $100,000. Minimum loan amount and APR may vary in certain states.
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